Bankruptcy

Steps to rebuilding your life after Chapter 7

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Bankruptcy Chapter 7

Recently on our legal forum a user wrote, “I always prided myself on paying my bills on time, living with very little credit, and following a strict budget. I was married for 10 years. During that time my husband spent every last dime we had and made numerous financial mistakes. He recently left me for […]

Bankruptcy

Bankruptcy Information

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So what type of bankruptcy can you file? Bankruptcy laws have made it more difficult for some debtors to simply discharge debt by filing Bankruptcy, but some debtors may still have this option if they meet certain criteria (a median income below the state’s median income level or by passing a means test). Bankruptcy is […]

Bankruptcy

Respossession and Foreclosure

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Respossession and Foreclosure

Repossession and foreclosure are two words that strike fear in the hearts of most Californians. The thought of losing one’s home or car can be devastating. Unfortunately, because of the current state of the economy many Californians are finding that they are unable to satisfy their financial obligations. Many individuals and families have overextended their […]

Bankruptcy

New Bankruptcy Laws

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New Bankruptcy Laws

How do the New Bankruptcy Laws Affect You in California? Californians were amongst the first to really feel the pain of the “Great Recession”. In 2008, California lost more jobs than any other state. In 2009, California job loss continued to be high, and still shows no signs of truly slowing down. When even the […]

Bankruptcy

Rebuilding Your Credit From Bankruptcy

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Rebuilding Your Credit From Bankruptcy

How to Rebuild your Credit after a Bankruptcy Often times, by the time average Californians start looking for a California bankruptcy attorney to help them file for bankruptcy, their credit is already quite damaged. That’s the bad news. The good news is, with a good California bankruptcy attorney, your credit can’t get much worse when you file for […]

Bankruptcy

Business Debt Settlement

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Business Debt Settlement

Commercial / Business Debt Settlement Don’t think of bankruptcy for your business as failure; think of it as a second chance. With the help of a California bankruptcy lawyer, your small business still has an opportunity to bounce back. Your California bankruptcy lawyer can help your small business erase or settle the majority of its […]

Bankruptcy

Bankruptcy Myths

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Bankruptcy Myths

Learn the Truth about Bankruptcy in California Bankruptcy isn’t just for spendthrifts who can’t control their charge card habits. Every day, millions of Americans find themselves in over their heads due to unexpected medical bills, prolonged job loss, or suddenly having to take financial responsibility for a relative. Although the consumer credit industry tries to […]