Bankruptcy

Bankruptcy Information

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So what type of bankruptcy can you file? Bankruptcy laws have made it more difficult for some debtors to simply discharge debt by filing Bankruptcy, but some debtors may still have this option if they meet certain criteria (a median income below the state’s median income level or by passing a means test). Bankruptcy is […]

Bankruptcy

Respossession and Foreclosure

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Respossession and Foreclosure

Repossession and foreclosure are two words that strike fear in the hearts of most Californians. The thought of losing one’s home or car can be devastating. Unfortunately, because of the current state of the economy many Californians are finding that they are unable to satisfy their financial obligations. Many individuals and families have overextended their […]

Bankruptcy

New Bankruptcy Laws

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New Bankruptcy Laws

How do the New Bankruptcy Laws Affect You in California? Californians were amongst the first to really feel the pain of the “Great Recession”. In 2008, California lost more jobs than any other state. In 2009, California job loss continued to be high, and still shows no signs of truly slowing down. When even the […]

Bankruptcy

Rebuilding Your Credit From Bankruptcy

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Rebuilding Your Credit From Bankruptcy

How to Rebuild your Credit after a Bankruptcy Often times, by the time average Californians start looking for a California bankruptcy attorney to help them file for bankruptcy, their credit is already quite damaged. That’s the bad news. The good news is, with a good California bankruptcy attorney, your credit can’t get much worse when you file for […]

Bankruptcy

Business Debt Settlement

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Business Debt Settlement

Commercial / Business Debt Settlement Don’t think of bankruptcy for your business as failure; think of it as a second chance. With the help of a California bankruptcy lawyer, your small business still has an opportunity to bounce back. Your California bankruptcy lawyer can help your small business erase or settle the majority of its […]

Bankruptcy

Bankruptcy Myths

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Bankruptcy Myths

Learn the Truth about Bankruptcy in California Bankruptcy isn’t just for spendthrifts who can’t control their charge card habits. Every day, millions of Americans find themselves in over their heads due to unexpected medical bills, prolonged job loss, or suddenly having to take financial responsibility for a relative. Although the consumer credit industry tries to […]

Bankruptcy

Chapter 7 bankruptcy requirements

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Chapter 7 bankruptcy requirements

Are you a California resident facing bankruptcy? Chapter 7 requirements have changed since the new laws were passed in 2005, but many people do not realize that they still qualify to file for Chapter 7 bankruptcy protection. You might want to set up a free consultation with a California bankruptcy attorney today to find out if you still qualify. […]

Bankruptcy

How to File for Bankruptcy

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How to File for Bankruptcy

Making the decision to file for bankruptcy is not usually an easy one. After all, when you file for bankruptcy, you stand to lose your credit, some of your assets, and, perhaps the hardest loss for most people, your self-respect. However, filing for bankruptcy doesn’t have to be a painful process. If you live in the state of California, start […]

Bankruptcy

California Bankruptcy Exemptions

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California Bankruptcy Exemptions

discharged, but before they are, your creditors can liquidate your assets to recoup some of the lost debt. This process of liquidation may mean losing your home, your vehicle, personal property from jewelry to boats, and even your burial plot. In Chapter 7 bankruptcy, then, bankruptcy exemptions are especially important. In a Chapter thirteen, or […]